P2P
Overview
The P2P object represents a payment from one of your activated direct connections to another. P2P payments must be individually authorized by the sender within 10 minutes of creation, using a verification code sent to their mobile device. Once committed, P2P payments are initiated immediately, and cannot be canceled.
Permission Required
Executing peer to peer transactions requires the payment.debit permission from the source Account Connection and the payment.credit permission from the destination Account Connection. Since peer to peer implementations typically allow free money flow to/from all peers, we recommend requesting both permissions from all users.
Methods
POST /p2p
Initiate a payment between your Account Connections.
Body Parameters
ID of the Account Connection sending money.
ID of the Account Connection receiving money.
Amount in cents, e.g. $1.00 would be the number 100.
Description of payout. (Visible to creators.) Default value: Payment from ${sourceFullName} to ${destinationFullName}
User defined data that can be attached to the object. See the User Data page for details.
Example
Properties
Identifier for this payout.
ID of Account Connection sending money.
ID of Account Connection receiving money.
Amount in cents, e.g. $1.00 would be the number 100.
Description of payout. (Visible to creators.) Default value: Payment from ${sourceFullName} to ${destinationFullName}
Status of payout. One of:
| Status | Description |
|---|---|
created | Initial status after object creation. Requires Commit P2P method to be executed. |
pending | P2P has been committed, but payment is not complete. |
sent | The payment was completed and the amount is now available in the destination account. |
error | The payment encountered an error during processing. The reasons a payment might be set to error include non-sufficient funds, suspected fraud, or failed validation. |
When the P2P expires, set to 10 minutes after object creation. Formatted as ISO 8601 date/time string.
Count of failed commit attempts. Once a P2P has failed 3 times, it instantly expires.